Property Credit Logo

Property Credit’s latest offerings for 2024

25 January 2024
Real estate agent hand house keys to happy new owners

2023 was a year like no other, with each new month presenting both challenges and opportunities in property.

In a scrambled bid to get inflation under control, the RBA continued to increase the cash rate — that’s a total of 13 times since May 2022. Tightening credit conditions amongst banks also made for challenging borrowing conditions. Even with the latest quarterly inflation figure of 5.4% (September 2023) down from 7.8% (December 2022), general cost of living pressures still hit the average household budget hard.

The sale of Taylor Swift tickets caused actual mini waves of inflation. Who knew?

It’s been a rollercoaster, to say the least.

But we’ve seen some exciting things happen across Australian and New Zealand property markets and already we’re seeing that success overflow into the new year. According to PropTrack, monthly home prices for 2023 grew steadily across most of Australia, with a national annual growth rate of 5.52%. Even with continued rate hikes, the lack of housing supply continued to push up prices resulting in strong sellers’ markets overall.

This year it’s predicted the low housing supply will continue to support strong markets with the CBA tipping a 5% price increase for Sydney property prices and 2% in Melbourne.

It’s been our absolute pleasure to help support our customers with their property goals this past year. One of our favourite renovation success stories was Christina from Melbourne who contacted us about getting her Toorak apartment presented for sale. We love hearing that our customers have achieved top dollar for their properties, and if you have a look at the before and after shots I think you’ll agree the results speak for themselves.

We’re excited to announce our latest offerings for 2024.

Latest Feature Release for Sellers:

  • Draw funds easily.
    Often, sellers who initially just need advertising funding have then needed funding for pre-sale improvements, deposits, building and pest report fixes and even temporary accommodation. Up until recently, sellers have requested further funding manually. Now our clients can request additional funds via the Request Funds button within the portal.
  • Estimate costs using the Property Credit borrowing calculator.
    Find out how much equity you can access using our simple funding calculator. Answer a few simple questions to receive a pre-approval or estimate your funding costs.

Latest Feature Release for Agents:

  • Generate and download a unique QR code for your agency.
    These can be placed on invoices or emails and allow sellers to apply for Pay Later with Property Credit.
  • Add or edit office contacts.
    Currently this list of contacts can be used to store seller information in anticipation of sending a referral / payment gateway request. If added here, a contact can be searched and added to the Refer Now form, in order to save double entry.
  • Add more documents.
    We’ve now expanded our application page to allow you to upload all the documents you need to. Changes to your Agency Agreement, Invoices, IDs, Title Searches and more can be added, even after you’ve sent to your seller.
  • Receive Payment Receipts for Bank Transfers.
    Your sellers can now upload a payment receipt through the payment gateway when they pay by bank transfer.
  • Add your agent GST entity.
    To help agencies and agents manage their data and applications more efficiently, you can now add your Agent Entity in your profile settings.
  • Print marketing quotes to include in listing pitches.
    Clear, branded quotes with a QR code to our payment gateway will enable you to easily explain your marketing and pre-sale improvement recommendations while empowering sellers to pay by card, transfer or by using their equity.
  • Invite team members
    Our new staff manager lets you assemble your team easily with our new staff manager. Agency principals and office admins can now add, approve and remove users.
  • Shared VOI/ID checks
    To help our agents with verifying seller identity, we’re now sharing our results for all sellers who are paying at settlement. Agents can see the VOI status in their activity page in the portal.

Our continued expansion in New Zealand has seen some fantastic results for our customers and we’re proud to a part of the auction community — special thanks the LVD World Auctioneering Championships for allowing us to get involved and we’re excited to be attending again this year.

We’re proud to have gotten even more involved in our local communities, supporting Wesley Mission’s Red Bag appeal and Women Up North Housing over the Christmas period.

We want to take this opportunity to thank you once again for your continued support of Property Credit. We expect yet another challenging and exciting year ahead and we’re committed to helping you achieve your property goals for 2024.

From the entire team at Property Credit we wish you a very happy new year.

Giordano Stepancic

Visit for more information on our services or you can contact us on 1300 829 536 (au) or 03 668 2144 (nz).

This article is for general information purposes only and is not intended as financial product advice. Consider seeking independent financial advice that relates to your individual circumstances.

Buy and sell property on your terms

There's so much to consider when buying or selling. Below are just some of the opportunities equity release can offer over the course of a property sale. 

icon of a cabinet with a lamp and plant

Furniture & Home Staging

Cover the costs of furniture and home decor staging for your property for sale.
icon of a calendar and a house

Bridging Loans

Selling your property? Access up to 80% of its value with a Bridging loan.
icon showing a hand holding a house with a dollar symbol inside.

Buyer Deposit Facility

Fund your auction deposit using equity from the property you’re selling.
Icon of a house with a speech bubble that contains a dollar symbol inside.

Equity Release

Selling your property? Access up to 80% of its value.
Icon showing a megaphone with a starburst surronding.

Property Advertising

Fund up-front advertising costs when selling your property.
Icon showing a paint brush and a tin of paint

Pre-sale Improvements

Increase saleability with pre-sale improvements and staging.
Icon showing a house with a tool inside.

Investment Property Expenses

Cover costs related to your investment property and repay with rental income.
Icon showing a hand holding an invoice document with a dollar symbol and data table.

GST Loan

Need to fund the GST on your commercial property purchase? We've got you covered.

Related Articles

The Property Pendulum – 15 Housing Markets Swinging to First Home Buyers

In our latest insightful report, Property Credit delves into the challenges and emerging opportunities for first home buyers across Australia. […]
10 May 2024

Discover Your Dream Coastal Home for Under $1M: Top Affordable Suburbs for Beachside Downsizing

The top 50 affordable suburbs for beachside downsizing have been revealed in an extensive new report by Property Credit. The […]
18 April 2024

Interior Design Trends for 2024

This year, we’re seeing a shift towards sustainability, comfort, and a ‘less is more’ approach to home interiors. Eco-conscious materials […]
27 March 2024

Navigating Downsizing: New Report Looks at Australia’s Housing Landscape for Seniors

The best and worst Australian suburbs for downsizing have been revealed in an extensive new report by Property Credit. The […]
14 March 2024

The ultimate guide to the top 3 suburbs for upsizing in 50 diverse areas

Dream Bigger: The ultimate guide to the top 3 suburbs for upsizing in 50 diverse areas. The comprehensive report, “Dream […]
13 December 2023

Top 20 Suburbs for Raising a Family in Australia

Australia’s top 20 suburbs for family living have been revealed in an extensive new report by Property Credit. Factors like […]
15 November 2023
crossmenuchevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram