Property Credit Logo

Equity Release

Selling your property? Access up to 80% of its value.

Unlock the equity in your property

Bridge the gap between the sale of your home and your future plans with Property Credit.

Whether you're upsizing to a larger home, downsizing for retirement, or wanting to free up cash for personal reasons, Property Credit can help you access the equity in your home. There’s no need to miss out because you're waiting for a longer sale or settlement process.

Need a deposit for your next home but haven't sold yet?
Want to buy a caravan or book that holiday now?
Need to downsize before your sale goes through?
Prefer to pay off some of those other debts now, rather than waiting for settlement?

Property Credit is here to help.

‍How does it work?

In most cases, when selling your home there is the equity between your sale price and the mortgage debt you have with the bank. This is the 'locked up' value you have in your home that you can't ordinarily access until after the bank has been repaid.

Property Credit provides a short-term finance solution to help bridge the gap between what you plan to do after the sale of your existing property, and now. When you sell your existing property, you repay your bridging loan with nothing to pay until that time.

  • Simple monthly fee, not due until settlement
  • Funds within 24 hours
  • Access up to 80% of the property's value
  • From $6,000
  • Progressively access more funds during your property sale process
  • No credit checks

Applying is fast and easy

Our funding solutions are centred around property transactions, meaning credit checks are a thing of the past.
How much do you need?
Tell us how much you need along with some other details about your requirements.
Personal and property details
Tell us some details about yourself and the property you're selling.
Approval & funds provided
Once approved, funds are provided when you need them.

Equity Release FAQs

What are the minimum and maximum loan terms?

No minimum. The maximum is 6 months.

Who is eligible to apply for equity release credit

At a minimum, applicants must be actively selling their property and have a signed exclusive sales agreement with a licensed agency.

Can I apply for additional funds afterwards?

Yes, while you are still committed to selling your property. Subject to standard approval processes.

Is Property Credit a real estate agency?

No. We are a finance company offering financial solutions to real estate professionals and their clients.

How long does it take to get funding?

Subject to us receiving all the necessary information, in as little as 24 hours.

Property Credit has you covered

Remove financial limitations and access the equity in your property.
Get started today.

Buy and sell property on your terms

There's so much to consider when buying or selling. Below are just some of the opportunities equity release can offer over the course of a property sale.

Furniture & Home Staging

Cover the costs of furniture and home decor staging for your property for sale.

Bridging Loans

Selling your property? Access up to 80% of its value with a Bridging loan.

Buyer Deposit Facility

Fund your auction deposit using equity from the property you’re selling.

Equity Release

Selling your property? Access up to 80% of its value.

Property Advertising

Fund up-front advertising costs when selling your property.

Pre-sale Improvements

Increase saleability with pre-sale improvements and staging.

Investment Property Expenses

Cover costs related to your investment property and repay with rental income.

GST Loan

Need to fund the GST on your commercial property purchase? We've got you covered.
crossmenuchevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram