Property Credit Logo

Investment Property Expenses

Cover any cost related to your investment property and repay with rental income.

Maintaining your investment property

Expected or not, property expenses are one of the biggest headaches for both landlords and property managers. Property Credit provides a quick and easy finance solution to help tackle the ongoing costs of owning an investment property.

A one-time facility setup lets you access up to $15,000 to draw on, whenever you need it. Set up repayments to suit you and work with your rental income.

Cover all kinds of expenses

  • Repairs and maintenance — replace that hot water system now, and update the property to compliance standards.
  • Vacancy — cover the mortgage and other holding costs between tenancies.
  • Marketing — spend that little more on marketing to get the right tenant at the right price.
  • Returns — complete minor renovations to gain greater rental returns.
  • Ongoing holding costs — including insurance, body corporate fees, and land tax. Pay now and save on early payment discounts.

Protect and get the best out of your investment. 

Ideal tool for Property Managers

Take the stress out of balancing bills with rental income and even mediating between tenants and landlords. Any property expense, we can help. Simply share Property Credit with your landlord and let us take care of the rest.

  • Apply in minutes
  • Setup a facility for future access
  • Single monthly fee on drawn funds
  • Flexible repayments
  • Repay with rental income
  • Increase rental return

Applying is fast and easy

Our funding solutions are centred around the property, meaning credit checks are a thing of the past. Unlock your investment's future rent today!
Property Details
1. How much do you need?
Tell us how much you need along with some other details about your requirements
Agent or Owner Details
2. Personal and property details
Give us some details about yourself and your investment property.
Approval and Funds Provided
3. Approval & funds provided
The online application takes just minutes with funds provided when required.

Investment Property Expenses FAQs

What does it cost to set up?

There is no cost to set up the facility. Fees are only charged when you make a draw on the facility.

Are there any early repayment fees?

No, you are able to repay any advance at any time without any additional exit fees or charges.

When do I make repayments?

Every time you have an expense to cover. You can choose to make payments weekly, fortnightly, monthly or even on a casual (terms and conditions apply) basis.

What are the minimum and maximum loan terms?

No minimum. The maximum is 12 months.

How long does it take to get funding?

Subject to us receiving all the necessary information, in as little as 24 hours.

Property Credit has you covered

Remove financial limitations, and use future rental income to fund today's property expenses.
Get started today.

More Solutions

With products to fit your property transaction needs, we got you covered. Our ever growing ecosystem of solutions are designed to help at every stage of the property's life — they remove barriers and smooth out cash flow.

Buyer Deposit Facility

Fund your auction deposit using equity from the property you’re selling.
More details

Equity Release

Selling your property? Access up to 80% of its value with an equity release bridging loan.
More details

Property Advertising

Fund up-front advertising costs when selling your property.
More details

Pre-sale Improvements

Increase saleability with pre-sale improvements and staging.
More details

Investment Property Expenses

Cover any cost related to your investment property and repay with rental income.
More details

GST Funding

Need to fund the GST on your commercial property purchase? We've got you covered.
More details
crossmenu linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram