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Maximise the potential of your property sales

Equity release for your clients
Fast and affordable bridging finance for sellers in Australia and New Zealand
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Streamlining property transactions for real estate agents

A Property Credit bridging facility lets your client access the equity in the home they're selling to help service any number of property transaction costs.

Agent benefits

Secure more listings while adding value for your clients with a pay-later solution for property transactions. Spend less time having the 'who pays for what' conversation and get back to doing what you love—selling!

  • Simple referral form, we take care of the application.

  • Safeguard vendors changing agencies—their loan is linked to your business.

  • Clients can pay for selling costs via credit card with the funds deposited into your business account.

Seller benefits

Property owners can unlock the equity in the property they are selling to cover selling costs or any number of cash-flow requirements. With nothing to pay upfront and no payments until settlement, we ease the financial stress of selling.

  • Apply only once.

  • No credit checks.

  • Funds released in as little as 3 hours.

  • No maximum age limit.

  • Unlock equity for any number of cash-flow needs.

  • No payment until settlement.

marketing quote pdf you can print out or email to your clientsPayment request page for real estate clients

The hassle free payment gateway for your agency

  • Make the marketing expense conversation easy by informing clients that they have 3 payment options including pay-later.
  • Use the refer now button in the Property Credit portal to request a client payment.
  • PC automatically generates an invoice for the owner - they choose how to pay (Credit Card, Direct Deposit, Pay Later).
  • All marketing funds are deposited direct into your trust account, allowing you to move forward without hassle.
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Buy and sell property on your terms

Below are just some of the opportunities equity release can offer your clients over the course of a property transaction.

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Buyer Deposit Facility

Fund your auction deposit using equity from the property you’re selling.
More details
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Equity Release

Selling your property? Access up to 80% of its value with an equity release bridging loan.
More details
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Property Advertising

Fund up-front advertising costs when selling your property.
More details
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Pre-sale Improvements

Increase saleability with pre-sale improvements and staging.
More details
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Investment Property Expenses

Cover any cost related to your investment property and repay with rental income.
More details
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GST Funding

Need to fund the GST on your commercial property purchase? We've got you covered.
More details

Always a pleasure to deal with these lovely ladies! Very quick response and a hassle free process! I highly recommend.


I can't thank the team enough for the sensational job in facilitating a loan for my client. They really took the actual time one-on-one to understand my client's situation. Very professional from start to finish.

BJ Gregory

Simple referral process and super quick approval for the Client. Highly recommend these guys for any of your short term Real Estate lending needs.

Travis Rayner

The team at Property Credit are world class professionals. Every step of our journey together has been a pleasure and I could not imagine our business without them. They’ve made things easier for our team and our clients are thrilled with their service and excellence.

Jonathan King

In my experience no request has ever been a problem for these Property Credit to deliver which is rare for funders. More so where they have met some very tight timelines which as an agent we know this is common.

Silvio Bevacqua

We’ve found Property Credit’s quick and accurate response times helped not only our sales team secure listings and assist our clients cash flow, it really does fast track home preparation to maximise sale results in a very cost effective way.

Ross Lukin

Property Credit hands down has the easiest system in place to provide credit for all of your real estate needs. If you are a real estate agent I highly recommend these guys. They are fast, effective and superior to any other platform.

Clint Jensen

100% the best service you will get for your clients and yourself, if you need anything the team at property Credit will go out of there way to make it happen. There is no need to look anywhere else when it comes to credit.

Brodie Morris
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Property management made easier

Take the stress out of balancing bills with rental income and mediating between tenants and landlords with Investment Property Expense Funding. Any investment property expense, we can help.

  • Repairs and maintenance.
  • Holding costs between tenancies.
  • Marketing costs for new tenants.
  • Minor renovations to gain greater rental returns.
  • Ongoing holding costs — including insurance, body corporate fees, and land tax.
Property managers sign up free

Leading agencies partnering with us

Real estate professionals across Australia and New Zealand trust Property Credit to help their clients get to market fast and hassle-free.
Agents sign up free
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