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Selling your property? Access the equity.

Remove limitations
Fast and affordable bridging finance for buyers and sellers.
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What is bridging finance?

A traditional bridging loan helps you ‘bridge’ the gap from one property transaction to the next. A Property Credit bridging facility allows you to access the equity in the home you’re selling to help you buy a new home or service any number of cash-flow needs. Once approved, you can access your facility as little or as much as you like over the course of the property sale!

Maximise your sale potential

Every stage of the property sale journey presents another opportunity to access equity.

A Property Credit bridging facility can be offered at any stage of the property sale, right up until settlement. Once established, our flexible funding options allow you to access funds once-off or throughout the sale.

Pre-sale improvements

Initial stage: Finds an agent, prepares for sale

Owner applies for pre-sale improvement funding. As part of the application, a line of credit or 'bridging facility' is established for future draw downs at various stages of the property sale should you need it.

  • Cleaning & pest control
  • Landscaping
  • Minor renovations
  • Line of credit established upon application
Pre-sales details

Property advertising and staging

Marketing stage: Property on the market for sale

The property is ready for sale and the owner applies for property advertising funding. Applying for additional funds from your bridging facility is easy and fast.

  • Property advertising funds
  • Staging and styling
Advertising details

Other equity release needs

Closing stage: Property has a contract for sale

With a contract for sale on the property the seller can now access equity release funding while they await settlement.

  • Deposit for next home - fund a deposit or even an auction deposit using the equity in the home you're selling
  • Moving expenses
  • Other cash-flow needs
Equity release details

Property settles

Your journey with Property Credit comes to an end when your property settles and the loan total is paid out of settlement.

Buy and sell property on your terms.

There's so much to consider when buying or selling. Below are just some of the solutions we can offer over the course of a property sale. 

Buyer Deposit Facility

Fund your auction deposit using equity from the property you’re selling.
More details

Equity Release

Selling your property? Access up to 80% of its value with an equity release bridging loan.
More details

Property Advertising

Fund up-front advertising costs when selling your property.
More details

Pre-sale Improvements

Increase saleability with pre-sale improvements and staging.
More details

Investment Property Expenses

Cover any cost related to your investment property and repay with rental income.
More details

GST Funding

Need to fund the GST on your commercial property purchase? We've got you covered.
More details

Incredible service. I applied in the morning and had the funds in my account by the afternoon to get the final Reno’s done for sale. Thanks to Matteo and the team.

Kirsten Carosi

I can't thank the team enough for the sensational job in facilitating a loan for my client. They really took the actual time one-on-one to understand my client's situation. Very professional from start to finish.

BJ Gregory

An amazing company, staff and service. Thanks to them I was able to procure funds to clean my place up and demand a much higher price than I imagined. I will forever be grateful and always use them; highly recommended.

Hass G

We needed to pay upfront advertising fees to our agent before going on market. The Property Credit team made everything so easy for us. A simple application form, low monthly fee, and our funds were approved and in our account within a few hours.

Gail Johnsen

Very easy and quick from application to when funds were paid. Clear and simple fees/charges. Very friendly and helpful, I would highly recommend Property Credit.

Daryl Johnsen

We were happy that Property Credit were able to review our groups needs promptly, and advise on a solution and deliver within our time constraints... Thanks guys, it was very much appreciated.

Peter Delaney

Amazing team, helped me all the way. Always polite and pleasant to deal with.


Simple referral process and super quick approval for the Client. Highly recommend these guys for any of your short term Real Estate lending needs.

Travis Rayner

Leading agencies partnering with us

Real estate professionals in Australia and New Zealand trust Property Credit to help their clients get to market fast and hassle free.
Agent benefits
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