A traditional bridging loan helps you ‘bridge’ the gap from one property transaction to the next. A Property Credit bridging facility allows you to access the equity in the home you’re selling to help you buy a new home or service any number of cash-flow needs. Once approved, you can access your facility as little or as much as you like over the course of the property sale!
Every stage of the property sale journey presents another opportunity to access equity.
A Property Credit bridging facility can be offered at any stage of the property sale, right up until settlement. Once established, our flexible funding options allow you to access funds once-off or throughout the sale.
Initial stage: Finds an agent, prepares for sale
Owner applies for pre-sale improvement funding. As part of the application, a line of credit or 'bridging facility' is established for future draw downs at various stages of the property sale should you need it.
Marketing stage: Property on the market for sale
The property is ready for sale and the owner applies for property advertising funding. Applying for additional funds from your bridging facility is easy and fast.
Closing stage: Property has a contract for sale
With a contract for sale on the property the seller can now access equity release funding while they await settlement.
There's so much to consider when buying or selling. Below are just some of the solutions we can offer over the course of a property sale to enable you to access the equity.
A brilliant solution to get us through some financial stress before the sale of our property settles. The process was so easy and quick, we just wish we found you sooner!
Carly DownieI found Property Credit when selling my property. Very helpful staff made the process easy and the application was easy to complete. I'll use again if need arises.
Barry WintersteinAlways a pleasure to deal with these lovely ladies! Very quick response and a hassle free process! I highly recommend.
JoJoThank you Property Credit. We were very happy in our dealings with Property Credit. Guided through the process quickly and efficiently. All the staff we dealt with were friendly and helpful. Many thanks to Giovanna for informative and professional help.
Pina OmerosExcellent service, highly recommend. Property Credit were efficient and professional and yes I would use them again, Thanks for the excellent service.
Tara Yaeger
