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Selling your property? Access the equity.

Fast and affordable bridging finance for sellers in Australia and New Zealand.
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Bridging finance, done differently.

Unlike traditional bridging finance, Property Credit’s short-term bridging solutions allow you to not only move from one property to the next with ease, but overcome a whole host of common cash flow barriers. Using the equity in the property you’re selling, you can fund everything from advertising costs and pre-sale improvements, to a deposit for your next property.

Maximise your property sale potential

Every stage of the property sale journey presents another opportunity to access equity.

A Property Credit bridging loan can be offered at any stage of the property sale, right up until settlement. Once established, our flexible funding options allow you to access funds once-off or throughout the sale.

Illustration showing the bridging facility limit being raised when various selling stages are reachedIllustration showing the bridging facility limit being raised when various selling stages are reached
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Pre-sale improvements

Initial stage: Find agent, prepare for sale

The owner applies for pre-sale improvement funding, establishing a line of credit or 'bridging facility' as part of the application. This line of credit allows for future drawdowns at various stages of the property sale if needed.

  • Cleaning & pest control.
  • Landscaping.
  • Minor renovations.
  • Line of credit established upon application.
Pre-sales funding
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Property advertising and staging

Marketing stage: Property on the market for sale

Once the property is ready for sale, the owner can apply for property advertising funding. Applying for additional funds from your bridging facility is a quick and straightforward process.

  • Property advertising funds.
  • Staging and styling.
Advertising funding
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Other equity release needs

Contract stage: Property has a contract of sale

With a contract of sale on the property the seller can now access equity release funding while they await settlement.

  • Deposit for next home - fund a deposit or even an auction deposit using the equity in the home you're selling.
  • Moving expenses.
  • Other cash-flow needs. 
Equity release funding

Property settles

Final stage

Your journey with Property Credit comes to an end when the property settles and the loan total is paid out of settlement.

Buy and sell property on your terms

There's so much to consider when buying or selling. Below are just some of the opportunities equity release can offer over the course of a property sale. 

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Furniture & Home Staging

Cover the costs of furniture and home decor staging for your property for sale.
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Bridging Loans

Selling your property? Access up to 80% of its value with a Bridging loan.
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Buyer Deposit Facility

Fund your auction deposit using equity from the property you’re selling.
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Equity Release

Selling your property? Access up to 80% of its value.
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Property Advertising

Fund up-front advertising costs when selling your property.
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Pre-sale Improvements

Increase saleability with pre-sale improvements and staging.
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Investment Property Expenses

Cover costs related to your investment property and repay with rental income.
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GST Loan

Need to fund the GST on your commercial property purchase? We've got you covered.

Customer Reviews

You don't have to take our word for it; our customers and real estate partners have been raving about our funding solutions. 

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Property Credit were a godsend! They were very easy to deal with and helped take the stress away from repairs, clean ups and moving. Thank you Property Credit for providing a great service that we never knew we would need.


Prompt service, good follow up, pleasant to deal with on the phone. All round a very high standard.


All the people that I spoke to were very helpful, friendly and professional. Nothing was too hard for them. I would totally recommend Property Credit. They even rang me outside of office hours, five stars!

AnneMarie Caines

Very professional team. Very friendly and efficient. A truely seamless process. I would highly recommend them.

Susan Fitzsimmons

Property credit is a great company to work with and offers a great solution for our clients. Terry is always on hand to assist and always goes above and beyond to assist our clients. Thoroughly recommend Property Credit.

John Stilianos

Everything from the process to apply and access money all the way until paying the amount off was easy and wonderful. I will definitely recommend you and your company. I just called my friend who referred me to you to thank her for recommending you as I will

Lehmann Rights

Everything was very easy and hassle free. The funds came through extremely fast. Will definitely use them again.


Amazing fast and friendly service 10/10

Caroline Condick

Leading agencies partner with us

Real estate professionals in Australia and New Zealand trust Property Credit to help their clients get to market fast and hassle-free.
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