A traditional bridging loan helps you ‘bridge’ the gap from one property transaction to the next. A Property Credit bridging facility allows you to access the equity in the home you’re selling to help you buy a new home or service any number of cash-flow needs. Once approved, you can access your facility as little or as much as you like over the course of the property sale!
Every stage of the property sale journey presents another opportunity to access equity.
A Property Credit bridging facility can be offered at any stage of the property sale, right up until settlement. Once established, our flexible funding options allow you to access funds once-off or throughout the sale.
Initial stage: Finds an agent, prepares for sale
Owner applies for pre-sale improvement funding. As part of the application, a line of credit or 'bridging facility' is established for future draw downs at various stages of the property sale should you need it.
Marketing stage: Property on the market for sale
The property is ready for sale and the owner applies for property advertising funding. Applying for additional funds from your bridging facility is easy and fast.
Closing stage: Property has a contract for sale
With a contract for sale on the property the seller can now access equity release funding while they await settlement.
There's so much to consider when buying or selling. Below are just some of the solutions we can offer over the course of a property sale.
Incredible service. I applied in the morning and had the funds in my account by the afternoon to get the final Reno’s done for sale. Thanks to Matteo and the team.
Kirsten CarosiI can't thank the team enough for the sensational job in facilitating a loan for my client. They really took the actual time one-on-one to understand my client's situation. Very professional from start to finish.
BJ GregoryAn amazing company, staff and service. Thanks to them I was able to procure funds to clean my place up and demand a much higher price than I imagined. I will forever be grateful and always use them; highly recommended.
Hass GWe needed to pay upfront advertising fees to our agent before going on market. The Property Credit team made everything so easy for us. A simple application form, low monthly fee, and our funds were approved and in our account within a few hours.
Gail JohnsenVery easy and quick from application to when funds were paid. Clear and simple fees/charges. Very friendly and helpful, I would highly recommend Property Credit.
Daryl JohnsenWe were happy that Property Credit were able to review our groups needs promptly, and advise on a solution and deliver within our time constraints... Thanks guys, it was very much appreciated.
Peter DelaneySimple referral process and super quick approval for the Client. Highly recommend these guys for any of your short term Real Estate lending needs.
Travis Rayner