Pay Later Solutions for Real Estate in Australia & New Zealand.
Unlike traditional bridging finance, Property Credit’s short-term, Pay Later bridging solutions allow you to not only move from one property to the next with ease, but overcome a whole host of common cash flow barriers. Using the equity in the property you’re selling, you can fund everything from advertising costs and pre-sale improvements, to a deposit for your next property.
Every stage of the property sale journey presents another opportunity to access equity.
A Property Credit bridging loan can be offered at any stage of the property sale, right up until settlement. Once established, our flexible funding options allow you to access funds once-off or throughout the sale.
Initial stage: Find agent, prepare for sale
The owner applies for pre-sale improvement funding, establishing a line of credit or 'bridging facility' as part of the application. This line of credit allows for future drawdowns at various stages of the property sale if needed.
Marketing stage: Property on the market for sale
Once the property is ready for sale, the owner can apply for property advertising funding. Applying for additional funds from your bridging facility is a quick and straightforward process.
Contract stage: Property has a contract of sale
With a contract of sale on the property the seller can now access equity release funding while they await settlement.
Final stage
There's so much to consider when buying or selling. Below are just some of the opportunities equity release can offer over the course of a property sale.
You don't have to take our word for it; our customers and real estate partners have been raving about our funding solutions.