Selling your property? Access up to 80% of its value with a Bridging loan.
Just like the name suggests, bridging loans serve as a short-term financial bridge between property transactions. They enable you to proceed with purchasing a new home while awaiting the sale of your current one.
Whether you're upsizing to a larger home, downsizing for retirement, or wanting to free up cash for personal reasons, our bridging loan solutions offer convenient access to your home's equity.
There’s no need to miss out because you're waiting for a longer sale or settlement process. Transition to your next chapter with a Property Credit bridging loan today.
When selling your home (in most cases) there is the equity between your sale price and the mortgage debt you have with the bank. This is the 'locked up' value you have in your home that you can't ordinarily access until after the bank has been repaid.
Property Credit provides a short-term bridging finance solution to help bridge the gap between what you plan to do after the sale of your existing property, and now. When you sell your existing property, you repay your bridging loan with nothing to pay until that time.
No minimum. The maximum is 6 months.
At a minimum, applicants must be actively selling their property and have a signed exclusive sales agreement with a licensed agency.
Yes, while you are still committed to selling your property. Subject to standard approval processes.
No. We are a finance company offering financial solutions to real estate professionals and their clients.
Subject to us receiving all the necessary information, in as little as 24 hours.
