Buy before you sell - Get a short term bridging loan with nothing to pay until settlement ✓Funds within 24 hours ✓No credit checks
Just like the name suggests, bridging loans serve as a short-term financial bridge between property transactions. They enable you to proceed with purchasing a new home while awaiting the sale of your current one.
Whether you're upsizing to a larger home, downsizing for retirement, or wanting to free up cash for personal reasons, our bridging loan solutions offer convenient access to your home's equity.
There’s no need to miss out because you're waiting for a longer sale or settlement process. Transition to your next chapter with a Property Credit bridging loan today.
When selling your home (in most cases) there is the equity between your sale price and the mortgage debt you have with the bank. This is the 'locked up' value you have in your home that you can't ordinarily access until after the bank has been repaid.
Property Credit provides a short-term bridging finance solution to help bridge the gap between what you plan to do after the sale of your existing property, and now. When you sell your existing property, you repay your bridging loan with nothing to pay until that time.
Use this handy calculator to estimate your funding costs.
At a minimum, applicants must be actively selling their property and have a signed exclusive sales agreement with a licensed agency.
Loans Up To $5M (no minimum amount)
Subject to us receiving all the necessary information, in as little as 24 hours.
No. We are a finance company offering financial solutions to real estate professionals and their clients.
Yes, while you are still committed to selling your property. Subject to standard approval processes.
Use this handy calculator to estimate your funding costs.
It's no secret that bridging loans have surged in popularity in recent years. Offering speed and flexibility, bridging finance has become the new go-to solution for buyers and sellers seeking a hassle-free property sale. Even with a rise in popularity, there's still plenty of misinformation surrounding bridging finance. Here, we debunk some common myths to provide a clearer picture of bridging finance and what it's all about. Read More
New to bridging finance? We've got you covered. Read More
When it comes to accessing funds tied up in property, ‘bridging finance’ is a term you’ve probably heard of. It’s an industry term for a short-term loan used to 'bridge' the gap between the purchase of a new property and the sale of an existing one. Read more
It’s no secret that non-banks have gained major popularity over the years. Flexible lending criteria, specialised loan products and fast turnarounds have made them particularly appealing for borrowers seeking finance outside the big four. Even with housing values rising across most Australian capital cities, tightened lending standards have made it difficult for many to access finance through the big banks. Read More
Property Credit has you covered
Buy and sell property on your terms
