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GST Loan on Property Purchases

100% GST funding. Ancillary finance for your next property purchase.
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Short-term funding for your GST costs on your property purchases

Purchasing a commercial property, be it a build, land, or even a development site is an expensive exercise. Along with everything else to consider, GST must be paid on top of the purchase price.
Many banks do not offer their loans to include this cost and require you to stump up the additional 10%.

The implications of a short-term cash problem

Although the GST is later recovered from the ATO, reclaiming the money can take up to 120 days. This often causes significant cash flow problems, potentially jeopardising the transaction altogether.
The additional equity required for GST can reduce working capital, with low cash reserves leading to limited flexibility and high opportunity costs on other business or investment activities.

Property Credit provides a quick, simple and short term GST finance solution to plug the gap and let you get in with business

  • Funding within 48 hours
  • Single monthly fee
  • No hidden fees
  • Repaid by ATO after BAS lodgement

Applying is fast and easy

Our funding solutions are centred around a property transaction meaning that credit checks are all but a thing of the past.
Property Details
1. How much do you need?
Let us know how much the GST cost is.
Agent or Owner Details
2. Transaction details
Provide more details about yourself and the property transaction.
Approval and Funds Provided
3. Approval & funds for settlement
Fast approval with funds available in as little as 48 hours.

GST Loan on Property Purchases FAQs

Who is the loan suitable for?

We can only offer loans to commercial borrowers for commercial purposes. We also require the property to be purchased by and held in an SPV (Special Purpose Vehicle) - a new entity with minimal operational or taxation history.

What is the minimum and maximum term?

The minimum term is 1 month and the maximum may vary.

How much does it cost?

The cost of our loans vary depending on a number of factors. Once you fill in the quick application form we will be able to give you a quick quote.

What is the minimum GST loan?

The minimum GST loan is $30,000. There is no maximum amount. However, facilities over $1 million will require deeper discussion and you will be assigned a representative to assist with this.

Is Property Credit a Real Estate Agency?

No. We are a finance company offering financial solutions to real estate professionals and their clients.

Property Credit has you covered

Remove the GST related financial limitations on property-related transactions.
Get started today.

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GST Loan on Property Purchases

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