At Property Credit, we believe the property industry deserves a better, more efficient way to navigate finance. That’s why we’ve built a team of passionate professionals dedicated to streamlining the buy, sell, and lease process for property owners and professionals.
Terry Mead leads the sales function at Property Credit, working directly with real estate agents, brokers, and property professionals across Australia and New Zealand to bring Pay Later solutions to the listings that need them most.
“I want to see people excel in their property goals. There is a smoother, more streamlined way for property professionals and owners to move through property. Introducing, Property Credit.”
With a sharp understanding of what agents need at the listing table, Terry bridges the gap between a great product and the moment it actually makes a difference for a seller. If you're a property professional looking to offer Property Credit to your clients, Terry's team is your first call.
Property Credit was founded by Giordano Stepancic, an industry leader who recognised the challenges in buying, selling, and leasing real estate in Australia—and set out to create a solution.
“I want to see people excel in their property goals. There is a smoother, more streamlined way for property professionals and owners to move through property. Introducing, Property Credit.”
With a strong focus on innovation and customer success, Giordano leads a team that’s redefining how property finance works. His passion for results and problem-solving drives the company’s vision: making finance easier, faster, and more accessible for homeowners and property professionals.
Chris Waters leads the day-to-day operations and strategic direction of Property Credit as COO and Managing Director. With a career built across financial services and property, Chris brings the operational rigour and commercial focus that sits behind every smooth settlement, every fast approval, and every partner relationship the business depends on.
“I want to see people excel in their property goals. There is a smoother, more streamlined way for property professionals and owners to move through property. Introducing, Property Credit.”
His role spans everything from product delivery and team performance to the partnerships that help property professionals bring Property Credit to their clients at the right moment.
Phil Hawkins oversees the financial health and long-term sustainability of Property Credit as Chief Financial Officer. Phil brings deep experience in financial management and structured lending, ensuring the business operates with the discipline and transparency that sellers, partners, and regulators expect.
“I want to see people excel in their property goals. There is a smoother, more streamlined way for property professionals and owners to move through property. Introducing, Property Credit.”
Behind every facility that settles cleanly and every number that holds up under scrutiny, Phil's work is what makes it possible.
Behind every great company is a team of experts. Property Credit is powered by dedicated professionals in sales, finance, operations, and technology, all working together to provide seamless finance solutions that empower our clients.
We’re not just here to follow industry trends—we’re here to set them.
You're Invited
We’re building something special at Property Credit. As we continue to grow and innovate, we invite you to be part of our journey.