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The agent who wins the listing isn’t the one who quotes lowest. It’s the one who dares to spend the most on marketing.

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At almost every appraisal, most agents quietly play it safe. They shrink the marketing plan, or drop their fee, to seem like the easier yes. Here’s how to recommend the bigger campaign with confidence, when the property genuinely warrants it, and win the listing on the strength of the plan.

Winning the listing with the plan other agents are too nervous to pitch

Sellers aren’t just comparing numbers, they’re deciding who they trust to get the result.

Every appraisal has a moment where the agent has to recommend a marketing spend.

Most agents flinch here. They round the number down. They suggest a “starter” campaign. They quietly compete on being the cheap, low-commitment option instead of the confident one.

That instinct comes from a real fear: pitching a bigger number risks scaring the seller off, or triggering a request to drop the fee to compensate.

It’s also exactly where a confident, well-founded recommendation stands out from every other pitch in the room.

Scenario: The pitch that beat “keeping it simple”

Karen was quoting against an agent who’d recommended a scaled-back campaign, reasoning it would make the decision feel easier and get a quicker yes.

Karen recommended the full campaign instead, professional photography, a proper digital spend, signage, and made clear the seller wouldn’t need to pay for any of it upfront.

The seller signed with Karen the same day. Her take: “The other agent was trying not to scare them off. I gave them a reason to actually get excited.”

How you might put it, in your own words:

“Some agents will suggest a smaller campaign to make today’s decision easier. I’d rather show you the plan I believe gets the best result for this property, professional photography, a proper digital spend, and full exposure to buyers, and walk you through exactly what each part costs and why it’s there. You don’t need to fund any of that yourself, Property.Credit arranges it directly with you and it’s settled from the sale. So the only real decision today is which plan gets you the better outcome.”

Opinion

Most agents think the safe move is to quote conservatively so the seller doesn’t baulk. In a competitive pitch, that’s usually the losing move.

Sellers aren’t just comparing numbers, they’re deciding who they trust to get the result. An agent willing to recommend the strongest plan, explain what it costs and why, and remove the upfront payment barrier, is the one who looks serious about the outcome. That only works because it’s true: a properly funded campaign genuinely serves the seller’s result. Recommend the plan the property deserves, not the biggest number you can justify.

Why this beats competing on fee:

Cutting your fee to win a listing eats your margin on every job you do. Removing the seller’s cost barrier to a bigger campaign costs you nothing, and wins the listing on merit instead.

Appraisal checklist: pitching the bigger campaign with confidence
  • ✓ Lead with the plan that gets the best result, not the one that’s easiest to say yes to today
  • ✓ Answer the cost question before it’s asked, sellers should never have to dig for how it’s paid
  • ✓ Name Property.Credit directly, and be clear the arrangement is between them and the seller
  • ✓ Show the seller why each part of the campaign earns its place, so it reads as a value decision, not just a bigger number
  • ✓ Avoid discounting your fee to compensate for a smaller campaign, offer the bigger plan instead

Common questions agents get asked about this

Does funding the marketing campaign cost the agency anything?

No. The arrangement is between the seller and Property.Credit. The agency isn’t funding the spend and has no ongoing obligation once the seller is approved.

Is this a loan the seller has to start repaying straight away?

No. It’s an equity-based assessment centred on the property transaction, and the cost is settled directly from the sale proceeds at settlement, not through ongoing repayments beforehand.

How quickly can a seller be approved for pre-sale marketing funding?

Approval is typically fast, since the assessment is based on the equity in the property rather than a lengthy application process. Exact timing depends on the individual case.

Does recommending this create a conflict of interest for the agent or agency?

No. The agent is simply introducing the seller to a service. The funding decision and agreement sit solely between the seller and Property.Credit.

Pay Later for Sellers

Make the bigger campaign the easy option at your next appraisal.

See how VPA funding works, or get set up with Property.Credit today.

Book a demo Free sign up now

Visit property.credit for more information on our services or you can contact us on 1300 829 536 (au) or 03 668 2144 (nz).

This article is for general information purposes only and is not intended as financial product advice. Consider seeking independent financial advice that relates to your individual circumstances.

*All loans are subject to responsible lending inquiries, affordability tests apply, terms, conditions and credit criteria apply

Buy and sell property on your terms

There's so much to consider when buying or selling. Below are just some of the opportunities equity release can offer over the course of a property sale. 

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Property Advertising

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