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Take the stress out of the upfront cost of selling a property

Property Credit offers a fast and simple pay later service to Real Estate Professionals and Property Owners for all things property related.

We cover all pre sales improvements and advertising costs, your funds granted in 24 hours.

Removing the limitations and maximising the potential of your property with nothing to pay until sale/settlement

The perfect set of financial tools for every real estate agent.

Take the stress out of asking for money from home owners

Simply share Property Credit with your clients and let us take care of the rest.

Access to your funds in 24 hours

Repair, improve and advertise now and pay later with Property Credit.

Applying is simple and fast

Our no fuss application process is fast and simple, and there is no need to worry about credit checks!
Property Details

1. How much do you need?

Tell us a little about your property under exclusive sale agreement or management.
Agent or Owner Details

2. Your details

Tell us a little about yourself.
Approval and Funds Provided

3. Approval & funds provided

The online application takes just minutes with funds in as little as 24 hours.

Real estate professionals around the country trust Property Credit to help them and their clients get to market fast and hassle free.

Join 200+ professionals already winning with Property Credit

Exclusive solutions for property professionals and their clients
On-the-spot approval
Easy online application
Agents can access their commission early
Sellers, buyers, landlords, agents and agencies — virtually anyone involved in any real estate transaction — can easily access funds to cover transaction costs or unlock equity for personal or business cash flow needs.

We take the financial stress out of property transactions for real estate professionals

  • Jesse Willcox
    "The Property Credit team have been so easy to work with from the get go. Can’t help but to recommend to all agencies - a great addition to our business.”
    Jesse Willcox
    Willcox Estate Agents
  • Five star review icon
    "Amazing Service, Amazing people to deal with, Didn't have the money on hand to pay the advertising of my property, The team at property credit made it easy with their seamless application online with nothing to pay at all until my property sold! highly recommended!”
    Lauren M
    Property Owner
  • Silivo Bevacqua SP Commercial
    “Commission factoring was the missing piece to our puzzle in order to smooth out the road ahead”
    Silvio Bevacqua
    SP Commercial
  • Five star review icon
    “For 5 months I was unable to secure a loan due to my age & lack of a job, even though I had assets. Property Credit is a life saver when no one would or could not help. I rate them very professional and filling a large gap in the market. I would recommend this product to people of age with assets.”
    Ken Green
    Property Owner
  • Ross Lukin LJ Hooker Commercial
    “By using Property Credit we’ve been able to fund the entire VPA for our clients. Simple application process & funds were in the account before we knew it”
    Ross Lukin
    LJ Hooker Broadbeach
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With products to fit your property transaction needs, we got you covered.

Our ever growing ecosystem of solutions are designed to help at every stage of the property's life — they remove barriers and smooth out cash flow. With Property Credit, an agent access their commission early, a buyer is armed with a deposit and sellers can increase their sale price with a pre-sale renovation.

Vendor Paid Advertising

Vendor Paid Advertising

The smart way to fund up-front advertising costs when selling your property.
Pre-sales Improvement Credit

Pre-Sales Improvement Credit

Get the best sale price by funding pre-sale property improvements.
Agreement Credit

Property Expense Funding

Cover ANY ongoing costs related to your investment property.
Equity Release Credit

Equity Release Credit

Access cash out of your property while selling.
GST Lending

Tax Lend - Commercial Purchase

100% GST and Stamp Duty funding. Ancillary finance for your next property purchase.
Approval and Funds Provided

Buyer Deposit Funding

Helping buyers close the property deal.
Agreement Credit

Agreement Credit

Up to $3k on an exclusive sales agreement.
Commission Advance Credit

Commission Advance Credit

For unconditional contracts.
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